Regulation B: What Is the Equal Credit Opportunity Act?
The Equal Credit Opportunity Act, or ECOA, implemented by Regulation B, is a federal regulation that forbids all creditors from discriminating against loan applicants based on nine prohibited factors. In this program, we'll talk about those categories and what exactly is prohibited under the law. We'll also discuss the rules for taking an application and evaluating its information. Lastly, we'll discuss consumer rights under Regulation B.
Keywords: banking, Compliance, finance, financial, financial compliance, HSI-ej4
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