Types of Credit: Having Credit Cards as a Young Adult

Created by: HSI - Health & Safety Institute Top Author
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Last Updated 02/2026
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Amendment 42-24 Authorized for use 1 January 2025 / Mandatory 1 January 2026

Description

You know you need to build your credit, but as a young adult, is having a credit card really a good idea? In this course, we'll look at both the benefits and risks of having a credit card as a young adult, as well as some strategies for how to be responsible if you do choose to open a credit card account. We'll also discuss credit limits, making payments, and avoiding late fees.

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