Types of Credit: Credit Card Fine Print

Created by: HSI - Health & Safety Institute Top Author
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Last Updated 02/2026
English
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Amendment 42-24 Authorized for use 1 January 2025 / Mandatory 1 January 2026

Description

Understanding the terms and conditions of your credit card is vital for using your card responsibly and to your advantage. In this course, we'll go over the common terms in your credit card's fine print so you can understand exactly what you're signing up for. We'll discuss variable and fixed interest rates as well as annual percentage rates, or APR. We'll also talk about grace periods and annual and credit insurance fees.

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